Macomb County MI real estate - 1st time home buyers info & advice

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Important dates to keep when buying your first home this year! Don't lose out on the buyers tax credit if you are purchasing a home in Macomb County MI this year.

August 1st:     Start your pre-approval process with your mortgage lender and
begin to gather the documents that you will need (pay stubs, past 2 years tax returns,
last 90 days of bank statements, cancelled checks showing rental payment history if
applicable)

September 1st:  Have your buyers agent picked out.  Yes, it is always wise to have
a buyers agent looking out for your best interest.   ( In Michigan the sellers have their
own agent.  Protect yourself.)

October 15th:  Have your new home picked out and your purchase offer accepted
by the sellers.

November 30th:    The most important date!   To qualify for the 1st time home buyers
tax credit you must complete the purchase of your home on or before November 30th.
Don't count on the government to issue an extension.  (Remember, we all lost the down
payment assistance programs on a specific date.  They were not given an extension!)

If you stick to these dates you should have no problems achieving your goal and recieving
the 1st Time Home Buyers tax credit.  (Remember, it is up to $8000 in government money
that we may not see again.)



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